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Although I build them to customer specs, my personal preference for my own holster is to have an index pad (what some call a sweat shield) come up high enough only to cover about the front third to half of the thumb pad on a Brown safety.
I guess I should have pointed out that the reason I call the higher cut back mouth of the holster an “Index Pad†is because I use it for indexing the muzzle when holstering. I don’t care if the pistol is touching me or if I sweat on it for that matter.
I adjust my thumb safeties to have a firm disengagement, so the reason I like to cover the front nose of the thumb safety pad is not to lock it in place. It just that after wearing one in an IWB all day the smallest things can aggravate the sh$t out of you and, for me, the nose of the thumb pad can be one of those things unless it's covered.
Also, if only the nose is covered, it eliminates the chance of butting the nose of the safety into the top of a sweat shield when holstering.